Achieving and maintaining a bright and healthy smile can be expensive. Taking advantage of your Ameritas dental benefits can save you money.

How to Enroll: Complete the enrollment form and turn it in to your benefits administrator.

Each plan member is free to visit any provider they choose, including your current dentist, regardless if they are in- or out-of-network. And family members do not have to see the same dentist. When you visit an in-network dentist your out-of-pocket expenses are generally 10-30 percent lower and there are no claim forms to complete. Find a provider.

You have two dental plan options, a High plan and a Low plan.

  • The High Plan has a higher in-network annual maximum benefit and higher coverage on Type 2 and 3 procedures.
  • The High Plan has a $50 deductible for Type 2 and 3 procedures per calendar year and a $10 per visit deductible for Type 1 procedures. The Low Plan a $50 deductible for Type 2 procedures and also has a $10 per visit deductible for Type 1 procedures.

Please see the highlight sheets at the quick links on the right or your human resources department for a full listing of procedures and their covered amounts.

What are Type 1, 2 and 3 procedures?
Late Entrant  
Pretreatment Estimates

Visiting the dentist annually for preventative care can build up your annual maximum benefit to help pay for more expensive dental procedures in the future. See the highlight sheets at the quick links on the right for more information on how this benefit works.

Take a look at your plan’s child orthodontia coverage with your high plan. The treatment program may begin at any age, but dependent benefits cease when a patient is no longer a dependent, even if a treatment program is underway. Plan payments will begin automatically to the party assigned on the claim form. The payout is made in equal quarterly installments not to exceed two years.

Get an idea of what an out-of-network general dentist may charge based on zip code and dental procedure. It’s located in your secure member account. View a demo.

After 12 months of using your dental benefits, Ameritas will provide you with a dental health report card. It was developed through the University of Nebraska Medical Center School of Dentistry and includes feedback on your dental health status and dental care tips specific to you.

Claims, benefit, and provider network questions: 
800-487-5553 NY: 800-487-5556 
Monday-Thursday 7am-12am, and Friday 7am to 6:30pm (CST)

Eligibility, billing and eServices assistance: 
Monday-Thursday 7am-7pm, and Friday 7am to 5:30pm (CST)

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