Dental



Achieving and maintaining a bright and healthy smile can be expensive. Taking advantage of your Ameritas dental benefits can save you money.

• There is a $10 per visit deductible for Type 1 services. This is per person and is separate from the Type 2 and Type 3 calendar year deductible.
• The annual deductible for Type 2 and Type 3 services is $50 per calendar year for each covered family member.
• When using a dental office that is not part of the Ameritas Network, the claim allowance will be based on the amount that an Ameritas Network dentist would have charged for the service.
• Out of network providers have not agreed to a contracted fee. If the rate they charge exceeds the plan allowance, the difference is the member’s out-of-pocket responsibility.

For complete details of your 2017 dental benefits, please view your benefit summary.

Each plan member is free to visit any provider they choose, including your current dentist, regardless if they are in- or out-of-network. And family members do not have to see the same dentist. When you visit an in-network dentist your out-of-pocket expenses are generally 10-30 percent lower and there are no claim forms to complete. Find a provider.

View your highlight sheet for complete plan details, including a full listing of procedures and their covered amounts.

What are Type 1, 2 and 3 procedures?
Late Entrant  
Pretreatment Estimates

Get an idea of what an out-of-network general dentist may charge based on zip code and dental procedure. It’s located in your secure member account. View a demo.

After 12 months of using your dental benefits, Ameritas will provide you with a dental health report card. It was developed through the University of Nebraska Medical Center School of Dentistry and includes feedback on your dental health status and dental care tips specific to you.

Claims, benefit, and provider network questions: group@ameritas.com 800-487-5553 NY: 800-487-5556 - Monday-Thursday 7am-12am, and Friday 7am to 6:30pm (CST)
Eligibility, billing and eServices assistance: group@ameritas.com 800-659-2223 - Monday-Thursday 7am-7pm, and Friday 7am to 5:30pm (CST)

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View our dental videos and articles about wellness, the ACA’s impact on benefits, a healthcare glossary and more at ameritasinsight.com. Link to any of our social media channels through the icons in the footer.