Achieving and maintaining a bright and healthy smile can be expensive. Taking advantage of your Ameritas dental benefits can save you money.

How to Enroll: Complete the enrollment form and turn it in to your benefits administrator.

Each plan member is free to visit any provider they choose, including your current dentist, regardless if they are in- or out-of-network. And family members do not have to see the same dentist. When you visit an in-network dentist your out-of-pocket expenses are generally 10-30 percent lower and there are no claim forms to complete. Find a provider.

You have a single plan that offers enhanced benefits if you use a PPO provider. If you go out of network you pay a higher deductible and have a lower annual maximum.

  • The in-network annual maximum benefit and higher coverage on Type 2 and 3 procedures. This plan has a $50 deductible.
  • The out-of-network plan has a $100 deductible.

Please see your highlight sheet or your human resources department for a full listing of procedures and their covered amounts.

What are Type 1, 2 and 3 procedures?
Late Entrant  
Pretreatment Estimates

Take a look at your plan’s child only orthodontia coverage. The maximum age that a child can be banded originally is 17 and the ortho coverage ends at the end of the month they turn 19. Plan payments will begin automatically to the party assigned on the claim form. The payout is made in equal quarterly installments not to exceed two years.

Get an idea of what an out-of-network general dentist may charge based on zip code and dental procedure. It’s located in your secure member account. View a demo.


After 12 months of using your dental benefits, Ameritas will provide you with a dental health report card. It was developed through the University of Nebraska Medical Center School of Dentistry and includes feedback on your dental health status and dental care tips specific to you.

Claims, benefit, and provider network questions: 800-487-5553 NY: 800-487-5556 - Monday-Thursday 7am-12am, and Friday 7am to 6:30pm (CST)
Eligibility, billing and eServices assistance: 800-659-2223 - Monday-Thursday 7am-7pm, and Friday 7am to 5:30pm (CST)

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